While it may not seem so, there are a lot of painless ways to save money. Not just for those who have a limited cash flow, but also for those with plenty of
Car ownership is necessary for many of us to get around, especially for those who live far from public transportation. While you may choose to drive something
Donating money to our favorite charitable organization is a year-end ritual for many of us. While monthly giving has gained in popularity in recent years, most
Whether you like it or not, a good credit score is essential. Your credit score factors into everything from insurance rates, to whether you get the job you
Created as a result of the Great Depression, The Social Security Act was signed into law by President Roosevelt in 1935; mainly due to the rise in poverty of
Zombie debt is old debt that is typically written off as bad debt by the original creditor and then later sold to collection agencies for pennies on the dollar
Like health care, many of us continue with the same auto insurance policy for years, never bothering to find out whether another insurance carrier could provide
If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new
Reverse mortgages have been around for a long time, but in recent years they have become more popular. Though some experts consider a reverse mortgage a last
In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply
We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion
Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don
